Está se divorciando? Veja 7 passos para organizar as finanças nesse momento

Divórcio vai além das decisões emocionais, exige organização financeira e definir isso no início evita conflitos, perdas e problemas legais.

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O Brasil registrou 428,3 mil divórcios em 2024, queda de 2,8%, segundo o IBGE. Quase metade dos casamentos termina em separação ao longo do tempo.

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Casais em união estável podem ter partilha de bens. Na ausência de contrato, vale a comunhão parcial, sem prazo mínimo, desde que haja relação pública e intenção de família.

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É essencial levantar todo o patrimônio, incluindo bens e dívidas. Esse mapeamento reduz conflitos e agiliza acordos.

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Na partilha, rendimentos como juros e dividendos também entram. Previdência aberta (PGBL e VGBL) entra na divisão; a previdência fechada fica fora.

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Transferir bens antes do divórcio não protege o patrimônio e pode ser considerado fraude. A divisão segue o regime de bens e exige transparência no processo.

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O regime de bens define o que será partilhado no divórcio. Na comunhão parcial, divide-se o que foi adquirido no casamento; na universal, tudo é compartilhado; e na separação total, cada um fica com o que está em seu nome.

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O divórcio exige decisões que impactam o futuro financeiro. Avaliar investimentos e buscar orientação ajuda a evitar prejuízos e reorganizar a vida econômica.

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Após a separação, renda e despesas mudam. Refazer o orçamento ajuda a considerar novos custos e manter a estabilidade financeira.

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Veja este e outros webstories em: TIMESBRASIL.COM.BR

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