IPVA 2026: é possível pagar o imposto com cartão de crédito em SP?

O IPVA é um imposto anual cobrado de proprietários de veículos como carros, motos e caminhões. A alíquota varia conforme o estado, o que influencia o valor final.

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Além dos meios tradicionais, a Sefaz-SP oferece diferentes formas de pagamento para facilitar a quitação, incluindo Pix e cartão de crédito.

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Quem opta pelo cartão pode pagar à vista com 3% de desconto ou parcelar em até cinco vezes.

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Para usar o cartão, o proprietário deve acessar uma das empresas credenciadas. As parcelas podem ter juros, definidos pela plataforma escolhida.

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Entre as plataformas autorizadas estão: Giro Pagamentos, CDX, B23, Asteroide, Zapay, Gringo Pay, Zignet, Pagplan, Parcelenahora e Pagueveloz.

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Antes de fechar o parcelamento, é importante consultar diretamente a instituição financeira para entender os juros aplicados no IPVA 2026.

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O atraso no pagamento gera multa diária de 0,33% e, após 60 dias, pode chegar a 20%, além da inscrição do débito na dívida ativa.

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