FGC protege seu investimento? Veja como funciona e quais produtos financeiros entram na regra de proteção

Quando o BC decreta a liquidação de uma instituição financeira, como aconteceu com o Banco Master, entra em ação a proteção do FGC.

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O pagamento começa após o liquidante do BC enviar a lista de credores, garantindo devolução de até R$ 250 mil por CPF ou CNPJ pelo FGC.

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O processo começa após a liquidação decretada pelo BC e o envio da lista de credores e valores, etapa que costuma levar cerca de 30 dias úteis.

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Estão protegidos saldo em conta corrente, poupança, CDB, RDB, LCI, LCD, LCA, LH, LC, conta salário e operações compromissadas.

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Pessoas físicas solicitam o pagamento pelo app do FGC, com transferência para conta do próprio titular. Já empresas utilizam o Portal do Investidor.

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A garantia do FGC não cobre todos os investimentos, por isso é importante verificar a elegibilidade do produto e os limites por instituição.

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Veja este e outros webstories em: TIMESBRASIL.COM.BR

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